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Loan Options / Home Refinancing

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Is Refinancing My Home Possible?

When you work with Neighborhood Lender to refinance an existing mortgage, there are no application fees or closing costs. That means you can refinance your mortgage to lower your house payment or reduce your mortgage term - and not add a dime to your loan balance1. We think that’s a pretty good deal!

Why Refinance

Neighborhood Lender can help you refinance your existing mortgage while helping you keep costs down--by avoiding fees and keeping closing costs to a minimum. Refinancing is a great option if you are looking to lower your house payment or reduce your mortgage term1.

There are many reasons for refinancing a home, but the need is typically driven by the desire to find more favorable loan terms. Interest rate too high? Adjustable rate too volatile? Perhaps you would like to speed up the repayment of your property. Whichever the care, Neighborhood Lender makes home refinancing a hassle-free process that will save you money.

Have questions about purchasing a home with Neighborhood Lender?

Our Approach

Closing costs average $3,350 - that's a lot of money! And it typically comes straight from your pocket, which no one likes. That's why we do it differently. We've negotiated terms with our lending partners that allow us to pay your closing costs whether you’re financing your primary residence, a vacation home, or an investment property. Yes, you heard us correctly. We pay for those large closing costs, so your hard-earned money can stay with you

In fact, we have saved clients more than $5 million in closing costs! And we can help you save money, too.

Home Purchases

1 finance charges may be higher over the life of the loan.

Be Prepared

See our step-by-step guide, and loan checklist to help you through the process.