Have questions? Be sure to check out our FAQ section.Learn More
If you're not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP refinance loans are designed to help you get a new, more affordable, more stable mortgage, and are even eligible for Neighborhood Lender's No-Closing Cost loan program.
You may be eligible for HARP if you meet all of the following criteria:
See our step-by-step guide, and loan checklist to help you through the process.