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Loan Options / Home Purchase

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The Best Solutions For Your Home Purchase

Whether this is your first home purchase, or you are a seasoned investor, Neighborhood Lender makes the mortgage process simple and inexpensive. Bet those are two words you weren't expecting us to use.!

Home Purchases

Here at Neighborhood Lender we help home purchasers lock in a lower interest rate while also covering closing costs. We take what is typically an overwhelming and complex process, and turn it into an easy and straightforward experience. It doesn't matter how much home buying experience you have - we guarantee we'll simplify the process and make you glad you decided to work with us.

We provide great mortgage solutions for home buyers in North Carolina, South Carolina, Virginia, Maryland, Tennessee and Ohio. Our mortgage loan products include fixed-rate mortgages, adjustable-rate mortgages, conforming loans, interest-only loans, 100% financing (in select areas), no PMI loans, veteran’s loans, vacation home and investment property loans, and more.

Have questions about purchasing a home with Neighborhood Lender?

Our Approach

Closing costs average $3,700 - that's a lot of money! And it typically comes straight from your pocket, which no one likes. That's why we do it differently. We have negotiated terms with our lending partners that allow us to pay your closing costs whether you’re financing your primary residence, a vacation home, or an investment property.

We have saved clients more than $5 million in closing costs! And we can help you save money, too.

Home Refinancing

Be Prepared

See our step-by-step guide, and loan checklist to help you through the process.